Protecting Homeowners Across Chicagoland

Foreclosure Defense Attorney in Chicago

Facing foreclosure is stressful—but you have options, and you don't have to face them alone. Gurney Law Group helps homeowners understand the process, protect their rights, and pursue the best possible outcome through clear communication, practical guidance, and personal attention every step of the way. you need to move forward with confidence—especially when real estate is involved.

Experience That Delivers Results

You have more options than you think

Receiving a foreclosure notice can feel overwhelming, but Illinois law gives homeowners meaningful opportunities to respond, negotiate, and, in many cases, keep their homes. Attorney Adam Gurney and his team help homeowners throughout Chicago, the North Shore, and the Western suburbs understand where they stand and what steps make the most sense for their situation.

Key Fact:

Illinois is a judicial foreclosure state, which means your lender must file a lawsuit and the case must go through the court system before a foreclosure can be finalized. That process takes time—time that can be used to explore your options with experienced legal guidance.

Guidance at every Stage

Support From Your First Question Through Foreclosure

No two foreclosure situations are the same. We meet you where you are—whether you're trying to get ahead of a problem or responding to a foreclosure lawsuit that's already been filed.

For Homeowners Facing Financial Hardship

Understand your options early

If you've fallen behind on mortgage payments or received a notice of default, seeking legal guidance early can expand your options before deadlines begin to limit them.
Why Homeowners Choose Us:
  • Clear explanations of your rights and realistic timelines

  • Honest assessment of your options, including reinstatement, loan modification, and workout agreements

  • Direct access to attorney Adam Gurney and his experienced team

  • Guidance communicating with your lender or their attorney

  • Compassionate, judgment-free support during a difficult time

For Homeowners Who've Been Served

Respond With Confidence, Not Panic

If you've already been served with a foreclosure complaint, deadlines matter. We help you respond appropriately and evaluate every legal option available under Illinois law.
What Sets Us Apart:
  • Thorough review of your foreclosure complaint, mortgage, and promissory note to identify potential errors or defenses

  • Guidance on your reinstatement and redemption rights, including important deadlines

  • Representation throughout court proceedings

  • Negotiation with your lender regarding loan modifications, loss mitigation, short sales, or deed-in-lieu options

  • Clear, plain-language communication from beginning to end

What to expect

The Illinois Foreclosure Process

Notice of Default

Your lender notifies you that you've missed mortgage payments. This is often the earliest—and one of the best—times to seek legal guidance.

Foreclosure complaint filed

Because Illinois is a judicial foreclosure state, your lender must file a lawsuit in circuit court and formally serve you before foreclosure can proceed.

Response period

After you've been served, you generally have a limited amount of time to file an appearance and response. Meeting these deadlines is critical, and we help protect your rights from the start.

Resolution options

Depending on your circumstances, you may have opportunities to reinstate your loan, exercise your redemption rights, negotiate a loan modification, or pursue another resolution with your lender.

Resolution

Every case is different. Some resolve through reinstatement, negotiated agreements, the sale of the property, or a court judgment. Whatever your circumstances, we work to achieve the best possible outcome based on your goals and available legal options.

Note: Foreclosure timelines vary by case and county. During your consultation, we'll explain the deadlines, procedures, and options that apply to your specific situation.

Serving Chicagoland

Where We Help Homeowners

Gurney Law Group represents homeowners facing foreclosure throughout Chicago, the North Shore, and the Western suburbs, including:
  • Chicago

  • Oak Park

  • Wilmette

  • Naperville

  • Evanston

  • Glencoe

  • Surrounding communitites

Award-Winning Legal Excellence

Recognized For Outstanding Service

Attorney Adam Gurney has been recognized by Super Lawyers®—an honor reserved for the top 5% of attorneys through a rigorous peer-review process. When you refer your clients to Gurney Law Group, you're connecting them with proven legal excellence.

Getting the answers you need

Frequently Asked Questions About Foreclosing

Have questions about the foreclosing process or what to expect when working with a real estate attorney? We've answered some of the most common questions our clients and realtors ask to help you feel confident and informed.

In many cases, yes. Options may include reinstating your loan, negotiating a modification, or reaching another agreement with your lender—especially if you act early. We’ll review your specific situation to identify what’s realistically available to you.

Illinois generally requires a response within a set number of days after service, and separate rights of redemption and reinstatement apply on their own timelines. Because deadlines are strict and case-specific, it’s important to speak with an attorney as soon as you’re served.

Not necessarily. Many homeowners are able to reinstate their loan, negotiate a resolution, or otherwise avoid a completed foreclosure sale. The sooner you get legal guidance, the more options are typically available.

That’s a valid path too. We can advise on short sales, deeds-in-lieu of foreclosure, and other options that may minimize the impact on your credit and finances.

Call (312) 929-0974 or schedule online to discuss your situation and our fees—we’re upfront about costs from the start.

Absolutely. When you work with Gurney Law Group, you get direct access to attorney Adam Gurney—not just staff or paralegals.

Still have questions?

Still have questions about probate? Call (312) 929-0974 or schedule a consultation to discuss your situation.

Facing Foreclosure?

Let's Talk About Your Options.

The sooner you reach out, the more choices you're likely to have. Gurney Law Group is here to guide you through this with clarity and care.

Open hours

Mon – Fri: 8:00 AM to 6:00 PM

Location

150 S. Wacker, Suite 2400
Chicago, IL 60606